Stop Loss Coverage and Plan Design Changes for Plan Year 2027
Henderson
Summary
The city's self-funded employee health plan is running about $740,000 short of budget this year, and reserves have been repeatedly tapped in prior years. The committee chose option five — increased funding without another reserve buy-down — which may change what employees contribute starting January 2027.
At a glance
- Total mentions
- 4
- Last 30 days
- 1
Discussed at 1 meeting in the last 60 days; most recently Oct 21, 2026.
Impact analysis
The plan is $739,950 short through June 30, 2026, and the adopted option raises funding for 2027 without drawing further on reserves.
City employees and retirees on the health plan, who get a sustainably funded plan going into 2027.
Employees may face higher premium contributions or cost-sharing under the new funding model.
Mentions & discussions (4)
Self-Funded Insurance Committee — October 21, 2026
The committee evaluated renewal proposals for stop-loss coverage and a request to modify retiree enrollment eligibility rules for the upcoming plan year.
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Self-Funded Insurance Committee — August 19, 2026
The city's self-funded employee health plan is running about $740,000 short of budget this year, and reserves have been repeatedly tapped in prior years. The committee chose option five — increased funding without another reserve buy-down — which may change what employees contribute starting January 2027.
City Council Regular — August 18, 2026 (City Council Regular)
A long-time city employee and future retiree raised concerns about the impending elimination of the retiree health insurance premium assistance program and requested better communication.
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